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Website Terms and Conditions

Website Terms and Conditions
The appliedadvisor.com website ("this website") is owned by Applied Advisor LLC. It is operated by Applied Advisor and other companies that are associates of Applied Advisor (referred to collectively as Applied Advisor). Your access to this website is subject to these terms and conditions, the appliedadvisor.com privacy statement, notices, disclaimers and any other terms and conditions or other statements contained on this website (referred to collectively as "Terms and Conditions"). By using this website you agree to be subject to the Terms and Conditions.

Access for Persons from within California Only
This website is for only for the use of persons accessing the website from within California. The products and services described in this website are only available to persons accessing the website from within California.

No Investment Advice Provided to You
This website is not designed for the purpose of providing personal financial or investment advice. Information provided does not take into account your particular investment objectives, financial situation or investment needs. You should assess whether the information on this website is appropriate to your particular investment objectives, financial situation and investment needs. You should do this before making an investment decision on the basis of the information on this website. You can either make this assessment yourself or seek the assistance of any adviser. Unless otherwise expressly stated to the contrary, the information on this website is not a recommendation to invest in any investments, securities or financial products.

Third Party Offers
This website may contain references to other special offers or promotions by persons who are not part of Applied Advisor. Subject to any applicable law which cannot be excluded, Applied Advisor makes no warranties or representations regarding the quality, accuracy, merchantability or fitness for purpose of the goods or services available from these persons. Your obtaining of goods or services from these persons is at your own risk. You indemnify each member of Applied Advisor against all liability, loss, damage, cost and expense arising from or relating to your obtaining goods or services from a third party referred to in this website.

Investment Performance
Unless otherwise stated to the contrary, no AMP company guarantees any particular rate or return, the performance of any investment or the repayment of capital from any investment. Investment is subject to investment and other risks. Possible risks could include delays in repayment and loss of income or capital invested.

Disclaimer and Limitation of Liability
To the maximum extent permitted by law, Applied Advisor will not be liable in any way for any loss or damage suffered by you through use or access to this website, or Applied Advisor's failure to provide this website. Our liability for negligence, breach of contract or contravention of any law as a result of our failure to provide this website or any part of it, or for any problems with this website, which cannot be lawfully excluded, is limited, at our option and to the maximum extent permitted by law, to resupplying this website or any part of it to you, or to paying for the resupply of this website or any part of it to you.

General Conditions
These Terms and Conditions are governed by the law in force in the State of California and the parties irrevocably submit to the non-exclusive jurisdiction of the courts of California depending on state of residence and courts of appeal from them for determining any dispute concerning the Terms and Conditions. These Terms and Condition can be modified at any time by Applied Advisor and you agree to continue to be bound by these Terms and Conditions as modified. We will give you notice of these changes by publishing revised Terms and Conditions on this website - we will not separately notify you of these changes.

If the whole or any part of a provision of these Terms and Conditions are void, unenforceable or illegal in a jurisdiction it is severed for that jurisdiction. The remainder of the Terms and Conditions have full force and effect and the validity or enforceability of that provision in any other jurisdiction is not affected. This clause has no effect if the severance alters the basic nature of the Terms and Conditions or is contrary to public policy.

Copyright
Except where necessary for viewing the information on the appliedadvisor.com website on your browser, or as permitted under applicable laws or these Terms and Conditions, no information on this website may be reproduced, adapted, uploaded to a third party, linked to, framed, performed in public, distributed or transmitted in any form by any process without the specific written consent of Applied Advisor.

Use of the CFP® Mark
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.

Disclosures
Advisor is a California Registered Investment Adviser. Financial planning, tax preparation, and primary client contact is provided by Kathy Hentges, CFP®, founder and principal of Applied Advisor LLC (dba Applied Advisor). All written content on this site is for informational purposes only. Material presented is believed to be from reliable sources and no representations are made as to its accuracy or completeness. All information and ideas should be discussed in detail with your individual advisor prior to implementation. Sample reports are for illustration only and do not represent actual plans or recommendations. Fee-only financial planning and investment advisory services are offered through Applied Advisor, a registered investment advisory firm. The presence of this Website on the Internet shall in no direct or indirect way be construed or interpreted as a solicitation to sell or offer to sell investment advisory services to any residents of any state other than the state(s) in which Applied Advisor is registered (Registered Investment Advisors are legally empowered to provide investment advisory services only to residents of the states in which they are registered). The purpose of this website is for information distribution of our services. Kathleen Hentges, CFP® is a California Registered Tax Preparer, C.T.E.C. Number A103130. A surety bond is maintained with State Farm Insurance.

Privacy
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Privacy Policy prepared by Applied Advisor