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Privacy Policy, Disclosures and Registration

Our Policy
Applied Advisor takes privacy very seriously. We hold all nonpublic personal information provided to our firm in strict confidence. This online privacy policy is effective as of December 28, 2015.

What information is gathered
When you visit our website,, no personally identifiable information about you will be collected by us without your knowledge. The only information we may collect from your visits is information regarding the referring domain and user agents from which you connect to our website. This information is not used to identify individuals. This privacy policy does not apply to websites operated by third parties that you may access through links from our website. If you would like information regarding the collection, retention and use of information through these third party websites, you should visit the website in question or contact the operator of the site.

Do we use cookies?
Yes. Cookies are small files that a site or its service provider transfers to your computer's hard drive through your Web browser (if you allow) that enables the site's or service provider's systems to recognize your browser and capture and remember certain information. The cookies the Applied Advisor website uses are used for functionality and increased browser speed. They expire at the end of each session and are not used to track your browsing history.

California Do-Not-Track Disclosures
We do not respond to a browser's do not track signal or similar mechanisms because we do not use cookies to track our website users outside of the Applied Advisor website. Third parties have not been granted permission to collect consumer data while on this website.

Online Appointments
In order to use our online appointment feature, a user must first complete a registration form. During registration a user is required to give certain information including name, address, telephone number, email address and information about the services you are requesting. This information is used to contact you about the products/services on our site in which you have expressed interest. Appointment Quest Privacy Policy

Third party links
Occasionally, at our discretion, we may include or offer third party products or services on our website. These third party sites have separate and independent privacy policies. We have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites. Links are provided on this website as a convenience and do not imply Applied Advisor's sponsorship or approval of any of these sites. When you access one of these websites you are leaving Applied Advisor's website.

Access to and Control Over Information
You may opt out of any future contacts from us at any time. You can do the following at any time by contacting us via the email address or phone number given on our website: See what data we have about you, if any, change/correct any data we have about you, and express any concern you have about our use of your data. The laws that regulate Applied Advisor, including tax and securities laws, require Applied Advisor to retain certain customer and client information for statutory periods.

Important Disclosures This website is for general informational purposes only. It does not constitute a complete description of our financial services or performance. We are not intending to render or offer to render personalized financial advice or any other personalized service through this medium. In this regard, please seek the advice of professional, as appropriate, regarding the evaluation of any specific information, opinion or advice or other content. Information throughout this site, whether stock quotes, charts, articles, or any other statement or statements regarding the market or other financial information, is obtained from sources which we believe reliable, but we do not warrant or guarantee the timeless or accuracy of the information. Nothing on the website should be interpreted to state or imply that past results are an indication of future performance. Neither our information providers nor we shall be liable for any errors or inaccuracies, regardless of cause, or the lack of timeliness of, or for any delay or interruption in the transmission thereof to the user. There are no warranties, expressed or implied, as to the accuracy, completeness, or results obtained from any information posted on this or any linked website.

Applied Advisor is a California registered investment adviser. Applied Advisor may only transact business or render personalized investment advice in those states and international jurisdictions where it is registered/filed notice or otherwise excluded or exempted from registration requirements. The purpose of this website is for information distribution on our services. Any communications with prospective clients residing in states or international jurisdictions where Applied Advisor and its advisory personal are not registered or licensed shall be limited so as not to trigger registration or licensing requirements. The information contained in this website is not an offer to sell or a solicitation to buy any security or any insurance product. All other information is directed to the residents of California only and should not be considered a solicitation of residents of any other state or international jurisdiction.

Material published on this website, including articles, photographs, graphics and other content is copyrighted by Applied Advisor or by other information providers who have licensed their content for use on this website. The entire contents of the website are also copyrighted as a collective work under the United States copyright laws. You cannot reproduce, republish or redistribute any material on this website without the written consent of the copyright owner.

California Online Privacy Protection Act Compliance
Because we value your privacy we have taken the necessary precautions to be in compliance with the California Online Privacy Protection Act. We therefore will not distribute your personal information to outside parties without your consent.

Terms and Conditions
Please also visit our Terms and Conditions section establishing the use, disclaimers, and limitations of liability governing the use of our website at

Your Consent
By using our site, you consent to our privacy policy.

Changes to our Privacy Policy
If we decide to change our website privacy policy, we will post those changes on this page.

Contacting Us
If there are any questions regarding this privacy policy you may contact us using the information below.

Applied Advisor
PO Box 410683
San Francisco, CA 94141
(415) 325 2042

Privacy Policy prepared by Applied Advisor